Younger Drivers Insurance Nevertheless, it seems to be the norm that insurers will disregard any NCD if a driver has not had a policy for greater than two years - so you would discover your son has to start out once more from scratch. If you happen to change automobile insurance providers at any time, you may must show you NCD document to your new insurer. Claims are usually thought of to be your 'fault' if the price of the claim can't be recovered from a 3rd occasion and must be paid by your insurance firm. Fortunately, assistance is at hand from a select band of motor insurers who provide ‘ mirrored no claims bonus ' insurance policies, allowing you to use your accrued No Claims Low cost throughout a couple of autos directly. Moneysupermarket discovered that motorists making a declare on their insurance policy with an 'unprotected' no claims bonus sees the price of their premium enhance by 37 per cent. I now wish to change car and purchase an outdated VW Golf MK2. You should use the latest letter we sent you about renewing your policy to your subsequent no claims low cost. Hi my car was park out aspect the house some one hit my automotive and drove off someone form road walker saw this and so they left the word on my car the ragistration of individual automotive who hit from behind……. I've been insured with an insurance company for round 6 months... But the NCB is simply more likely to be transferable if you happen to were named in your company's insurance coverage coverage for a selected car and on your use only. Sometimes, when you have got made no insurance claims for 4 years or more, you'll be able to 'protect' your NCD, by paying a slight increase in your premium. For yearly that you do not make a claim, you receive a no-declare bonus. I call my insurance coverage and they are saying there's much less probability to ur calim get by way of ….